As our Life Insurance advisers are fully independent, we always provide our clients with the best cover available at the most competitive premiums.
Protection: Life Insurance Cover
Whether you need Life Insurance or Mortgage Protection Insurace for you or your family, Easylife4u.ie offers a range of products including Mortgage Protection Life Insurance, Term Life Insurance and where requested, Specified Serious Illness Insurance cover. As we are fully independent we always provide our clients with the best cover available at the most competitive premiums. There are a number of different types of plans available depending on your individual circumstances and the type of cover that you require. You can quote for your own cover using our build in quote engine.
The most common form of life insurance is mortgage protection Insurance, which is Life Insurance cover, designed to pay back your mortgage in the event of your death. The amount of your life insurance decreases at an assumed interest rate in line with your mortgage balance. In most cases you are legally required to take out a Mortgage Protection Life Insurance plan if you have a mortgage.
Term Life Insurance
This is the simplest and one of the least expensive forms of cover. At outset you decide on the amount of Life insurance cover and the period of time – both are fixed. If you die before the end of the term the money is paid to your dependents / estate and if death doesn’t occur during the term no benefit is paid and the plan ends. One of two very popular life insurance plans.
Whole of Life Assurance
These plans insure you for the whole of your life (or up to 100 years of age) or for as long as you keep paying your premiums. Unit Linked whole of life fund values are not guaranteed so your premium may increase to keep the amount of Life Insurance cover and benefits at the same level in the future. Normally if this type of plan is finished by you, you may have a cash value although this is not guaranteed. Still, this is another very popular plan of life assurance in Ireland.
Your application and price determined for any of the above products may be affected by your age, the level of cover required, occupation, health, smoker status, the term of time you require the cover for and other aspects of your lifestyle or medical history. Let us shop life assurance plans in Ireland for you.